These days, risk managers may find that keeping up with new insurance regulations is a critical part of the job. Recent changes to state or federal insurance rules have impacted almost all companies. Some recent and notable examples of big regulatory changes that impacted commercial insurance include The Affordable Care Act and new health privacy compliance regulations. There is even talk that the government will further regulate computers and the Internet to attempt to minimize cyber risk. Other changes, like updates to high-risk flood zone maps, could mean that a business suddenly falls under different insurance rules even if the laws have not exactly changed.